4 Important Steps to Take When Planning for Long-Term Care

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According to Statistics Canada, the average life expectancy for Canadian seniors is expected to rise considerably by the year 2031, which means aging adults and their families need to keep longevity in mind when arranging for in-home care. Planning ahead of time can help you make sound decisions pertaining to your senior loved one’s long-term home care, and these are 4 of the most essential steps you’ll need to take. 

1. Decide on the Living Situation

Your loved one will need to know where he or she is going to live after retirement. Aging in place may be a good option if he or she is healthy enough to live independently. However, he or she may need to move in with you or other family members if he or she is managing a serious health condition. When choosing where your loved one will live, ask yourself these questions:

  • What is the condition of the home?
  • Can the home can be modified with wheelchair ramps or other equipment?
  • Is the community ideal for seniors?
  • Are there in-home care agencies and professional caregivers in the area?

2. Make Decisions Based on Health

As your loved one ages, he or she will be at a higher risk for various age-related conditions, including heart disease, stroke, diabetes, osteoporosis, Alzheimer’s, and dementia. Now is the time to determine who will provide long-term Caledon senior care should your loved one need it. Even if your loved one lives an active and healthy enough lifestyle to prevent certain illnesses, you still need to plan ahead to determine which family members will help out and who will be in charge of your loved one’s decisions pertaining to things like medications, surgeries, and therapy. 

3. Hire an In-Home Caregiver 

Providing long-term care for your loved one may not be possible with your busy schedule. If your loved one needs help performing daily tasks such as bathing, cooking, getting dressed, and going to the grocery store and doctor visits, a professional in-home caregiver can provide these services and many more. If you opt for Caledon respite care, a professional provides care for your loved one while you are at work, on vacation, running errands, or just taking a few hours to relax. Expertly trained in-home caregivers can also help seniors manage conditions like Alzheimer’s, dementia, and Parkinson’s. 

4. Organize Finances

Paying for long-term care can be expensive, which is why your loved one and your family should plan accordingly. Look at your loved one’s financial resources now and determine if those resources will be enough to pay for respite or 24-hour care in Caledon. Some of the resources may include social security benefits, personal savings, retirement funds and pensions, property, and income from stocks and bonds. Keep in mind most health insurance plans provide little coverage for long-term home care, and some offer no coverage at all. Review your loved one’s policies to determine what types of coverage are available. Your loved one’s home can also be used as an asset if necessary.

Connecting with a trusted, reliable elderly in-home care agency should be at the top of your list when planning your loved one’s long-term care. At Home Care Assistance, we can customize a care plan to meet your loved one’s individual needs and make adjustments as those needs change, and our respite and live-in caregivers can assist him or her with a wide array of everyday tasks. To learn more, call a Care Manager today at 905-951-8885.